It is very important to report all auto accidents as soon as possible through a police report, even in the most minor incident such as a small fender-bender. However, in some counties law enforcement is simply too tied up to generally respond to minor accidents therefore you will have to do without a police report. Either way, write down all the details for every car involved with the driver’s license number, license plate, and be sure to get an Insurance ID Card from each driver involved in the accident.
Not having a police report will make it more difficult to file a claim with your auto insurance company, but it will not be impossible. Law enforcement officers will check for proper insurance, so most drivers that are underinsured or uninsured might perform a hit-and-run, give you a cell phone number and drive off, or do anything possible to avoid being confronted by law enforcement because they are breaking the law. Make sure to get down their license plate number immediately in case an incident of this sort occurs. Drop on over to car insurance in Tulsa and find out 20 tips and more on insurance savings.
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